Your Legal Position Depends on Local Law
Our Legal notice explains that account eligibility and lobby access depend on local law. We apply the policy shown for your account region, and you should stop at the account stage if the terms do not permit your intended use. Phone verification helps us connect requests
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to the correct account before we discuss records, wallet status or access questions. Payment references may include DANA, OVO, GoPay, QRIS, bank transfer and virtual account entries because these can appear in account records; they do not change the legal conditions attached to access. If you
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are in Makassar or elsewhere in Indonesia, check the displayed terms before proceeding. We can clarify our process, but we cannot replace advice from a qualified local adviser.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.